MEDICAID
PAYMENT PROBLEMS
Can
my doctor bill me if I am on Medicaid?
In
most cases your doctor cannot bill you if you are on Medicaid. After you
tell your health care providers (doctors, hospitals, clinics, pharmacists)
that you have Medicaid, they must bill the state for your services. If
they do not do so within the time limits set by state law, they will not
be paid. However, the law says that they cannot bill you, sue you or report
you to the Credit Bureau.
There
are some exceptions:
If a provider
tells you she will not accept Medicaid and you agree to receive the services,
you will have to pay the bill.
If you
are informed that a service is not covered by Medicaid and you agree in
writing to have the service, you will have to pay for it.
If you
are in an HMO you must ask your primary doctor for a referral before going
to a specialist. If you don’t, you may have to pay the bill.
You may
have to pay a small co-payment for some services.
You can
call the Managed Care Ombuds Program at 800-760-0001 if you get billed
by a provider. If you get billed or sued by a hospital or other provider
you can also contact Legal Action of Wisconsin at 414-278-7722.
Will
I have to pay for Medicaid services?
At
this time, HMO recipients do not have to pay for services provided by the
HMO. Other Medicaid recipients may have to make co-payments of not more
than $3 for some services.
What
if I have unpaid medical bills when I apply for Medicaid?
Your
Medicaid can be backdated up to three months from the day you apply, if
you were eligible during those three months. You may be eligible during
the three months before your application date, even if you are found ineligible
at the time you apply. You must ask your caseworker to backdate your Medicaid.
Once
you get a Medicaid card you must give it to your health care providers
(hospitals, clinics, doctors, pharmacists) and ask them to bill the state.
If you have already paid them, the providers must pay you back once they
get paid by the state. However, they need only pay you what they are paid
by the state.
Note:
your providers have a certain time by which they have to bill the state.
If they do not do so, they cannot hold you responsible for the bill as
long as you have notified them that you are eligible for Medicaid. If
a Medicaid card was never mailed to you, the time limit for billing does
not apply.
If
I am working and have Medicaid do I have to take my employer’s health insurance?
No,
you do not have to take the employer’s health insurance. If you do, you
will have to pay the premium but Medicaid will pay any co-payments and
deductibles as well as services not covered by your insurance.
Note:
For BadgerCare, you may have to take health insurance offered by your employer.
See
TYPES
OF MEDICAID.