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Legal Action of Wisconsin Report on Milwaukee's Housing Crisis: Foreclosures, Evictions, and Subprime Lending This 33 page pdf file was written in July 2007 by John Pawsarat and Lois Quinn of the Employment and Training Institute, University of Wisconsin-Milwaukee and posted by Legal Action of Wisconsin, Inc., a public interest law firm representing concentrating on representing low-income clients in Wisconsin.

Legal Action of Wisconsin Report on Mortgage Lending Practices in Milwaukee County, Part Two, expands on the first report and identifies the major lenders in the subprime lending market in Milwaukee County.

RELATED REPORT:
Homeless in Milwaukee, a point in time survey on January 25, 2007, conducted by the Continuum of Care for Milwaukee County.

The Tenant Source Book Revised
For more than two decades The Tenant Sourcebook has been the standard reference source for tenants and their advocates on housing law in Wisconsin. Updated and Revised in March 2009 by Attorney Korey Lundin of the Madison Office of Legal Action of Wisconsin, Inc. this new version includes the new law requiring that in foreclosure actions the tenant be given notice. Click to View

Poverty Rate Up Again in Wisconsin

Poverty is rising in Wisconsin despite the national growth in jobs. This statistic suggests that Wisconsin continues to lag behind the nation despite the tax restructuring of benefits to the wealthy individuals since 2011 when, during Governor Walker’s first term, tax cuts for the wealthy and tax increases for low-income workers were implemented.

The data on the increase in poverty, despite the national growth in jobs, is from the Census Bureau Small Area Income and Poverty Estimates SAIPE, which conducts surveys between each 10-year census. The 2013 SAIPE shows Wisconsin’s poverty rate at 13.5% or 753,705 people of an estimated 5,593,193 population.

The increase, from 13.2% in 2012 and 13.1% in 2011 continues the trend of Wisconsin becoming poorer even as the job market improves nationally.

Only in Wisconsin, of the all the midwestern states did poverty increase from 2012 to 2013. Minnesota, Iowa, Illinois, Indiana, and even Michigan all showed decreases in the number and percentage of people living in poverty.

That fact – that Wisconsin is the only state in the midwest where poverty is increasing as a percentage of the population – continues the trend from 2011, when Wisconsin was, again, the only midwestern state in which the poverty rate grew as the national economy came out of the 2008-09 great recession.

Part of the growth in Wisconsin poverty may be attributable to cuts in the state earned income tax credit. The federal earned income tax credit, generally, has a maximum credit at approximately the federal poverty level for a wage earner and the wage earner's dependent children. The federal credit is smaller as the wage earners income exceeds the federal poverty level. Wisconsin’s earned income tax credit is a percentage of the federal credit. The percentages were set during the Governor Thompson administration in 1995.

However, Governor Walker’s first biennial budget, passed in 2011, cut the state earned income tax credit. The cut in the state tax credit is effectively a tax increase of $23.1 million in 2011, according to a January 2013 report of the non-partisan Wisconsin Legislative Reference Bureau.

Access to Health Care in Wisconsin

The Pathway Plan: Setting the Course Toward Universal Health Care in Wisconsin

Medicare & You 2009

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